Effective: September 14, 2026
The short version: Kyra is a personal trade journal and analytics tool, not financial advice. Your journal is local-first and may synchronize through your private iCloud account. Premium purchases are handled by Apple. Your trading decisions remain your responsibility.
These Terms of Service ("Terms") are between you and Neon Tiger Labs LLC, a California limited liability company ("we," "us," "our"), and govern your use of the Kyra iOS app (the "App"), listed on the App Store as "Kyra: Trading Journal & PnL", and kyratrading.app (the "Site"). If you do not agree, do not use the App or Site.
The App is licensed, not sold. Unless the App Store listing identifies a separate custom end-user license agreement, Apple's Standard Licensed Application End User License Agreement (the "Standard EULA") governs the App license. These Terms supplement the Standard EULA. If they conflict on a matter the Standard EULA controls, the Standard EULA governs that matter.
Kyra is a personal trade-journaling and behavioral-analytics tool. It helps you record trades, review your own historical results, identify statistical patterns, and reflect on execution and decision-making.
Kyra does not connect to brokerages, execute trades, place orders, or access your brokerage or bank accounts. Journal analysis is performed from the data stored in the App.
IMPORTANT - PLEASE READ CAREFULLY
Kyra is not a registered investment adviser, broker-dealer, financial planner, tax adviser, or fiduciary. The App and Site do not provide financial, investment, tax, legal, or trading advice.
Pattern insights are statistical observations derived from your own historical journal. They are not recommendations to buy, sell, hold, size, or time any security or position. Past performance does not guarantee future results.
Trading securities and derivatives involves risk of loss, including the possible loss of all capital committed to a position. All trading decisions are your responsibility.
You must have the legal capacity to agree to these Terms. If you are not legally able to enter into these Terms on your own where you live, you may use Kyra only with the involvement and consent of a parent or legal guardian. You are responsible for using the App in compliance with the laws that apply to you.
Your trade and journal content belongs to you. Kyra stores journal data locally on your device and, when iCloud is available for the App, may synchronize that data through the private CloudKit database associated with your Apple account. Neon Tiger Labs does not operate a Kyra account or application server that receives your journal and does not have application-level access to your private CloudKit records. See the Privacy Policy for the current data-path details.
Kyra can import supported files that you choose and can export supported journal data so you can save or share it through iOS. You are responsible for files after you send them to a destination outside Kyra.
You are responsible for maintaining access to your devices, Apple account, backups, and any exports you choose to keep. To the extent permitted by law, we are not responsible for data loss caused by device failure, account loss, deletion, unsupported file modification, third-party services, or events outside our reasonable control.
Kyra may offer a free tier and one or more Premium auto-renewing subscription plans. The products, billing periods, current prices, trial terms, and eligibility shown in the App before purchase are the authoritative purchase terms for that transaction.
We may change future pricing, plan availability, or included Premium features. Any change affecting an existing auto-renewing subscription is subject to Apple's subscription rules and any applicable notice or consent requirements.
You agree not to:
Your journal content remains yours. Kyra, including its software, design system, statistical engine, copy, documentation, branding, and Site content, is owned by Neon Tiger Labs LLC or its licensors and is protected by applicable intellectual-property law. No rights are granted except the limited rights expressly provided by these Terms, the Standard EULA, and applicable law.
We may update the App, change or discontinue features, stop offering future downloads, or stop maintaining the Site. We do not operate a Kyra user-account service and therefore do not promise a remote account-suspension mechanism. Your license may terminate if you materially breach the license terms, subject to the Standard EULA and applicable law.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP AND SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the App or Site will be uninterrupted or error-free, or that any statistical observation will be complete, accurate, predictive, or suitable for a trading decision.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NEON TIGER LABS LLC WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR TRADING LOSSES, LOST PROFITS, LOST OPPORTUNITIES, OR LOST DATA ARISING FROM OR RELATED TO THE APP, SITE, OR THESE TERMS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING FROM THE APP, SITE, OR THESE TERMS WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO ACCESS KYRA DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR US$100.
Some jurisdictions do not allow certain warranty exclusions or liability limitations, so some of the above may not apply to you.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Neon Tiger Labs LLC and its officers, employees, and agents from third-party claims arising from your unlawful use of the App or Site, your violation of these Terms, or your infringement of another person's rights.
These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules, except to the extent mandatory consumer law in your place of residence provides otherwise. Any court proceeding must be brought in a court with lawful jurisdiction over the dispute.
We may update these Terms as the product, Site, or legal requirements change. We will update the effective date and, where appropriate, provide additional notice of material changes. Continued use after revised Terms take effect constitutes acceptance to the extent permitted by applicable law. If you do not agree to revised Terms, stop using the App and Site.
If a provision is found unenforceable, the remaining provisions remain in effect to the extent permitted by law. These Terms, the Privacy Policy, and the Standard EULA form the agreement governing your use of Kyra, subject to any additional App Store terms that apply to your transaction.
Questions about these Terms? Reach us at legal@neontigerlabs.com.